Archive: 2017

Our goal – to make a difference…

Happy Holidays! I happen to be Christian, so I celebrate Christmas- but whether you celebrate Hanukkah, Festivus, Kwanzaa, Sangria Day, or Ugly Sweater Day.  I wish you all peace, love, smiles, and an amazing 2018. Christmas and New Year’s are my favorite time of year.  I love spending more time with my family.  I love […]

It’s Icy…

If you were on I-39/90 south of Madison between February 5-6, 2008, you know how horrible winter driving can be. There are two days listed in this story because the freeway became impassable due to heavy snow. The freeway became a parking lot and drivers were stuck for 12 hours until sherrifs on ATV’s came […]

I need a guy (or a gal)!

Last year, one of our customers had a kitchen fire and had no idea where to start the process of cleanup and rebuilding.  While we were still at her house filing the claim, I was able to call one of my contacts to start the renovation process and that person showed up within 30 minutes […]

On being Thankful…

Our agency hopes that you have a very nice Thanksgiving. Please take the time to slow down during this holiday and think about the people that you are thankful for as well!

I almost hit someone driving last week

I had almost hit him. I had honestly came a second and feet from hitting someone.

And if I had hit him- I probably would have killed him- considering I had taken off from the stop sign with some force and he was not protected by the safety features of an automobile.

I drove, in a shaken state, the rest of the way home- saying a little prayer of thanks. But halfway home, I started thinking about how grateful I was that I had an Umbrella policy.

I know, I know- I sell these things for a living. I have to say that. But this time- I was super close to actually have to use it.

Don’t accidentally raise the cost of your motorcycle / boat insurance!

One of the criteria that insurance companies use to rate how risky you are is whether or not you have any gaps in your insurance coverage. Taking your insurance coverage off that motorcycle or boat in the winter creates a gap in coverage and when you try to add it back on in the spring- you may be surprised to find that the rate has literally doubled because you no longer had continuous insurance coverage.

Fire in the Kitchen! Can you put it out?

Fires do happen every day. It is important that you have a conversation with your family members about fire. Every family member including children should know:
• How to exit the home quickly in case of fire and have a pre-determined meeting place outside.
• Where the fire extinguisher is.
• What to do (and what not to do) in case of a grease fire.

When to Meet with a Mortgage Professional

I often get asked by new home buyers: at what point in the process should we speak with a mortgage professional? Let’s face it- no one gets excited to talk financial numbers and collect documentation- so most people save meeting with a mortgage professional as last on their to-do list. In reality, meeting with the […]

How does getting married affect your insurance?

Getting married is a very exciting time in someone’s life. Since your assets are now combined, there are factors that range from your renters (homeowners) insurance to jewelry riders to auto insurance to life insurance that newlyweds should consider. Talking to a trusted adviser who can do an insurance review and make sure that the newlyweds insurance needs are addressed promptly can save a lot of headaches (and money) in the future.

Why I bought life insurance…

Before I started this business, I had a nice life insurance policy through my employer. And so did my wife. But we both left our jobs and lost the life insurance policies that they offered. We had to start over with life insurance that we purchased on our own.
And lucky for my wife that she bought it when she did, because she developed some major health conditions one year later that would decline her from getting life insurance now.
Just think- if we had started our business just one year later- she would have given up her life insurance policy from her corporate job and then would have been declined life insurance due to her serious medical condition. She would not have been able to feel secure knowing that is she passed away that she would be able to take care of us.

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