Archive: 2019

How “saving 15%” cost me big time.

I was paying a super cheap rate for my insurance- but then I had an accident and realized that I had no coverage for my car and no medical payments coverage to help pay for my medical bills. I shouldn’t have tried to be my own insurance agent. Now I leave it up to the experts.

Why your insurance agent matters.

As an insurance agency owner, there are some phrases that I hear alot that make me cringe. “Give me an apples to apples quote”. “We’re going to give you an apples to bananas quote here. Because your apple might suck. Sorry.” “I’m on a fixed income.” “Show me someone who isn’t. The price of your […]

Do it now.

Everyone has their own reasons for buying life insurance such as to pay off your debts, to make sure your family doesn’t have to do a Go-Fund me for your funeral, to make sure your home gets paid off if you die, to send your kids to college, to make sure someone will take care of your cat if you die (yes, someone has done this!), to make sure your husband doesn’t buy a mail order bride the first year you are gone, to fund a charity, the possibilities are limitless. For me- it was because it makes me feel like a bada$$ warrior of a mother to know that I can and will do whatever it takes to protect my children- even after I die.

How we serve…

One of my favorite parts of being “my own boss” is that I have a chance to get to know people and organizations in the community that I might not otherwise have gotten to know. Sometimes, our agency is even fortunate enough to be able to raise money for, spread awareness about, donate to, or […]

How we give back

One of my favorite parts of being “my own boss” is that I have a chance to get to know people and organizations in the community that I might not otherwise have gotten to know…

Adopting a dog? Here’s what you need to know about your insurance.

These claims generally happen one of three ways:

Your pet bites a human.
Your pet injures someone else’s pet.
Your pet injures another human- by knocking them down.  Typically, this is a child, a bicyclist, an elderly person, or someone at a dog park who had their back turned to a wild, running pack of dogs.

Do I need renters insurance if I live with my parents?

Here’s a little known fact:  You don’t have to pay rent to have a “renters” insurance policy.  Don’t need to have a lease.  You don’t have to be living in an apartment building.  If you are living in a house or a space that you don’t own- it is a good idea to buy renters insurance.  Even if the people that own the place are your own parents.

The Joys of Teenagers

Young drivers cost more to insure because to put it bluntly- they are more risky.  They are more likely to get into an accident and when they do get into an accident- it is much more likely to be fatal or have severe bodily injury.  Car accidents are the leading cause of death for teenagers ages 15 – 20.

The cheapest auto insurance possible…

We care whether there is enough money in your underinsured and uninsured motorist coverages so that if you get hit by someone with less-than terrific insurance and you get injured and can no longer do your job… in fact… are injured to the point that you can no longer work- that there is some money to help you with the bills.

We care whether there is enough money to pay for all of the cars you hit on that icy road…  so that if you are sued – you don’t have to sell the house your children are growing up in.

And yes,  we care if you have enough coverage to get a new car if you get into a fight with a deer and the deer wins.

And we want you to care too.

5 Reasons to Start a Trust

“…And although I am definitely NOT a millionaire (not even close!)- my husband and I have been talking with my estate attorney about creating a trust- so that our property and assets will be distributed according to our wishes after we die.  Having a trust in place will save our family money, time, and paperwork.”

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