Archive: Auto Insurance

The Joys of Teenagers

Young drivers cost more to insure because to put it bluntly- they are more risky.  They are more likely to get into an accident and when they do get into an accident- it is much more likely to be fatal or have severe bodily injury.  Car accidents are the leading cause of death for teenagers ages 15 – 20.

The cheapest auto insurance possible…

We care whether there is enough money in your underinsured and uninsured motorist coverages so that if you get hit by someone with less-than terrific insurance and you get injured and can no longer do your job… in fact… are injured to the point that you can no longer work- that there is some money to help you with the bills.

We care whether there is enough money to pay for all of the cars you hit on that icy road…  so that if you are sued – you don’t have to sell the house your children are growing up in.

And yes,  we care if you have enough coverage to get a new car if you get into a fight with a deer and the deer wins.

And we want you to care too.

When Better Call Saul Comes After YOU!

What do you do when the attorneys come after YOU after an auto accident?

Baby it’s cold out there

Winter in Wisconsin comes in many forms.  Snow, ice, freezing rain, freezing fog (yes, that’s a thing).  All of these winter events make driving very hazardous. In a previous job, I used to drive throughout the state and during the winter months experienced some adventurous drives home.  The goal was to not get into an […]

Does your car have a bullseye on it?

“Personally, when I am working with a customer, I recommend trying to get the lowest deductibles you can afford for your comprehensive coverage,” said Christine of Richards Group, “we see far more comprehensive claims in our office than collision claims.”

It’s a Win-Win-Win!

You get a $10 gift card.
You donate $10 to a non-profit-  and it doesn’t even come out of your own pocket.
And you get a chance to save money on your insurance and/or improve your coverage.

I call that a win-win-win.  

And the Car Automatically Stopped…

Last night I was watching the thrilling Packers-Bears game, featuring the amazing comeback led by Aaron Rodgers.  I don’t watch much regular TV anymore since we pulled the plug on cable a few years back.  This means that I don’t see many commercials anymore.

However, one commercial during last night’s game caught my eye.  It was a Hyundai commercial about an adventurous little boy who really needed go wee wee while driving.  At the end of the commercial, this boy wants to get out of the car but cannot open the passenger door due to a safety sensor that keeps the door locked because of an oncoming vehicle.  If this boy would have been able to open the door, he possibly could have been hit by the oncoming car or that car could have hit the open door.   At one time or another, we all have almost opened car doors that almost got hit by an oncoming car or bike.  This is a very nice safety feature!

Insurance Pro Tip 104 – Increase your Liability Coverage

When most people think about auto insurance, they tend to think of the small picture. They think premium (their monthly bill or what they pay every six months) and about getting their car repaired if it is in an accident. I urge you to think of the big ticket items- hospital bills, pain and suffering lawsuits, causing the death to the bread-winner of the family- or a child. These events are way more expensive than repairing the bumper on your car or windshield.

Insurance Pro Tip 102 – Property Damage Coverage

People underestimate how costly cars are these days. A new Honda Odyssey minivan averages $44,000. A GMC Denali is over $60,000. Even some of the bigger pickup trucks like a Chevy Silverado or Ford F-150 over $50,000 when loaded up. That’s not even considering a Lexus, Infinity, BMW, or Mercedes (or even more exotic cars).

If you have the state minimum property damage cover of $10,000 and you hit and total a $50,000- you will owe quite a bit of money out of your own pocket.

Insider Tip: Rental Car Reimbursement

So called “inside tips” that help steer us in the right direction, based on their experience can make our consumer experience much better.
In that mindset, I am going to share with you some tips on Auto insurance over the next few weeks on items that I would definitely recommend to you that will save you money in the long run if the need arises. (We shall call these #insuranceprotips)
This week, I want to recommend to you to get the rental reimbursement on your Auto insurance. It is fairly inexpensive. A starting rate adds about $2 per month to your policy.


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