Archive: Just for Moms

Why your insurance agent matters.

As an insurance agency owner, there are some phrases that I hear alot that make me cringe. “Give me an apples to apples quote”. “We’re going to give you an apples to bananas quote here. Because your apple might suck. Sorry.” “I’m on a fixed income.” “Show me someone who isn’t. The price of your […]

Adopting a dog? Here’s what you need to know about your insurance.

These claims generally happen one of three ways:

Your pet bites a human.
Your pet injures someone else’s pet.
Your pet injures another human- by knocking them down.  Typically, this is a child, a bicyclist, an elderly person, or someone at a dog park who had their back turned to a wild, running pack of dogs.

Do I need renters insurance if I live with my parents?

Here’s a little known fact:  You don’t have to pay rent to have a “renters” insurance policy.  Don’t need to have a lease.  You don’t have to be living in an apartment building.  If you are living in a house or a space that you don’t own- it is a good idea to buy renters insurance.  Even if the people that own the place are your own parents.

The Joys of Teenagers

Young drivers cost more to insure because to put it bluntly- they are more risky.  They are more likely to get into an accident and when they do get into an accident- it is much more likely to be fatal or have severe bodily injury.  Car accidents are the leading cause of death for teenagers ages 15 – 20.

5 Reasons to Start a Trust

“…And although I am definitely NOT a millionaire (not even close!)- my husband and I have been talking with my estate attorney about creating a trust- so that our property and assets will be distributed according to our wishes after we die.  Having a trust in place will save our family money, time, and paperwork.”

Meet Dennis and Christine Richards

We asked Dennis and Christine to introduce themselves as part of a series to get to know what makes the best insurance agents in Southeastern Wisconsin tick.

Baby it’s cold out there

Winter in Wisconsin comes in many forms.  Snow, ice, freezing rain, freezing fog (yes, that’s a thing).  All of these winter events make driving very hazardous. In a previous job, I used to drive throughout the state and during the winter months experienced some adventurous drives home.  The goal was to not get into an […]

Who is an entrepreneur that inspires you?

…maybe one of them (our kids) will catch the entrepreneurial bug as well and we will have a 4th generation business owner coming up the ranks!

The reason I started my company is…

“Hopefully, I am inspiring my children by actually following my dreams instead of just talking about it.”

Does your car have a bullseye on it?

“Personally, when I am working with a customer, I recommend trying to get the lowest deductibles you can afford for your comprehensive coverage,” said Christine of Richards Group, “we see far more comprehensive claims in our office than collision claims.”

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