I was paying a super cheap rate for my insurance- but then I had an accident and realized that I had no coverage for my car and no medical payments coverage to help pay for my medical bills. I shouldn’t have tried to be my own insurance agent. Now I leave it up to the experts.
As an insurance agency owner, there are some phrases that I hear alot that make me cringe. “Give me an apples to apples quote”. “We’re going to give you an apples to bananas quote here. Because your apple might suck. Sorry.” “I’m on a fixed income.” “Show me someone who isn’t. The price of your […]
Everyone has their own reasons for buying life insurance such as to pay off your debts, to make sure your family doesn’t have to do a Go-Fund me for your funeral, to make sure your home gets paid off if you die, to send your kids to college, to make sure someone will take care of your cat if you die (yes, someone has done this!), to make sure your husband doesn’t buy a mail order bride the first year you are gone, to fund a charity, the possibilities are limitless. For me- it was because it makes me feel like a bada$$ warrior of a mother to know that I can and will do whatever it takes to protect my children- even after I die.
One of my favorite parts of being “my own boss” is that I have a chance to get to know people and organizations in the community that I might not otherwise have gotten to know. Sometimes, our agency is even fortunate enough to be able to raise money for, spread awareness about, donate to, or […]
One of my favorite parts of being “my own boss” is that I have a chance to get to know people and organizations in the community that I might not otherwise have gotten to know…
Here’s a little known fact: You don’t have to pay rent to have a “renters” insurance policy. Don’t need to have a lease. You don’t have to be living in an apartment building. If you are living in a house or a space that you don’t own- it is a good idea to buy renters insurance. Even if the people that own the place are your own parents.
Young drivers cost more to insure because to put it bluntly- they are more risky. They are more likely to get into an accident and when they do get into an accident- it is much more likely to be fatal or have severe bodily injury. Car accidents are the leading cause of death for teenagers ages 15 – 20.
“…And although I am definitely NOT a millionaire (not even close!)- my husband and I have been talking with my estate attorney about creating a trust- so that our property and assets will be distributed according to our wishes after we die. Having a trust in place will save our family money, time, and paperwork.”
When I was a senior in high school my grandfather passed away. He was a business owner (he owned an auto body shop for over 50 years) and he and my grandmother supplemented their income by owning some rental properties. When he died, he left my grandmother an estate including a family farm a few […]