Affordable Auto Insurance for Milwaukee and Waukesha

With over 250 million cars on the road in the United States, you’re bound to have an accident at some point during your driving career. We might not be able to prevent fender benders and other mishaps, but The Richards Group has your back with affordable, comprehensive auto insurance policies to cover you when bad things cross your path.

Basic Coverage:
Liability + Uninsured Motorist Coverage

Car AccidentLiability Insurance

Liability insurance covers the cost of your legal responsibility to others for property damage or bodily injury if you get in a car accident. You’re in the driver’s seat in terms of your coverage levels, which are broken out by how much is paid out for:

(a) your bodily injuries and those of your passengers
(b) total bodily injuries per accident, and
(c) total property damage

So, if your coverage levels are 100/300/50, you’re covered for $100,000/$300,000 for injuries or death that you may have caused to a person in an accident you caused, and $50,000 for the property that you may have damaged in an accident.

Uninsured/Underinsured Motorist Insurance

According to the Insurance Research Council, the total number of uninsured motorists on our roads in 2014 was 14.9%. Believe it or not, many drivers carry the bare minimum limits on their policies to save on premiums. That’s good for them, but not for you, your family and passengers if your medical bills, property damage and funeral expenses exceed their coverage levels.

You can minimize that risk with uninsured/underinsured motorist insurance, which protects you in the event that you’re in an accident with someone who does not have adequate insurance.

The Right (Best!) Coverage:
Comprehensive + Collision + Medical Payments

Collision Damage

Comprehensive & Collision Insurance

Let’s face it: Your car is your life. It gets you to work, drops the kids off at school and pilots you to the grocery story for midnight ice cream cravings! But what if you hit a tree on a rainy trip to school or a deer crosses your path on the way to the store?

No worries if you have comprehensive collision insurance, which covers the cost of repairs or the value of your car in accidents like those. All you pay is the set deductible (what you pay out of pocket at the beginning of the claim) on your policy and we take care of the rest.

Medical Payments

If you are in an accident, whether it is your fault or someone else’s paying for medical care can be stressful.  Medical Payments coverage can pay for some of your families medial costs or funeral expenses if you or anyone in your vehicle is injured in an accident.  This also applies if you are a pedestrian and you are struck by a car.

Get a Quote or Let Us Help You!

If you'd like to explore your options, please visit our contact page or connect with a member of The Richards Group team at (262) 326-4750.

Get a Quote Today!

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