You may not need to mow the lawn or shovel the walkway, but it’s still important to protect your condo or townhouse with the right insurance coverage.
Our condo owner policies offer personal property protection with the ability to add on endorsements for your cherished and expensive possessions like expensive jewelry, pricey sporting equipment and/or fine arts and collectibles. You will also be covered if your unit is too damaged to live in and you need to make accommodations elsewhere while it is being repaired.
Our condo policies also offer guest medical insurance in case a guest to your home is injured, as well as family liability insurance to protect you from financial loss if you’re legally obligated to pay for another person’s injuries or damage to another person’s property.
Your First Step
Before you contact us, be sure to determine what coverage is required by your condominium association. With that information in hand, a member of our team can help guide you to selecting the right coverage for your condo. Among the things we’ll discuss with you is determining how you would like to handle reimbursements for your losses. You can select either the “replacement cost” for a lost or damaged item, or its “actual cash value.” Each has its advantages and disadvantages, but our agents will help you make the right decisions for you and your family.
Get a Quote or Let Us Help You!
If you'd like to explore your options for Condo Insurance, please visit our contact page or connect with a member of The Richards Group team at (262) 326-4750.