Taking care of your home can help you reduce all sorts of expenses- from making your home more energy efficient and lowering your gas/electric bill to lowering your home insurance bill! Whether you are tackling a full-on remodel or just a DIY Pinterest project, take a look at a few home improvement repairs you can consider making to improve your pocket book this spring.
- Heating, Ventilation, and Air Conditioning. Updating and keeping your HVAC in good working condition, especially in older homes, can reduce homeowner’s insurance premiums. A good rule of thumb is 10 years. Once your system is 10 years or older, the insulation on outdoor air conditioner lines can begin to wear and age, which can cost the homeowner energy. Replacing rotten insulation is a great DIY home-improvement project that you can tackle this spring!
- There are lots of ways that you can increase your home security. Some you can use to lower your home insurance premiums too! A few examples are: installing smoke detectors and purchasing extra fire extinguishers (allstate.com/myoffers), installing deadbolt locks, putting in motion sensor lighting, using shatter-proof windows instead of standard window panes, making sure all electrical wiring is up to date, installing leak detectors- which warn homeowners of plumbing failures by using battery operated temperature sensors to detect furnace breakdowns leading to frozen pipes, and installing security cameras.
- Roof improvements. Spring comes in like a lion… so between mother nature’s thunder and hail storms- and the melting snow- begin to inspect how your roof has fared the elements. Your roof is one of the most important parts of your home that needs constant maintenance- and being proactive is the best bet. If you are in the market for a new roof- investing in impact-resistant roofing is a great idea- doing so can cut your insurance premium by as much as 30-40%!
- Trees… Trees may be pretty, especially now that the leaves are just starting to come back out and turn green again- but one strong windstorm could send a huge branch through your roof. Remove trees or tree limbs that are too close to the house. And remember- any work with a chainsaw requires serious caution and protective gear!
- Look for cracked steps or cement. How is your sidewalk going up to the house? Are there any spots where someone can trip while walking up to your door? Any spots where rain has been pooling up when it pours? The sooner that you can take care of these, the better, as they are hazards that can easily turn into claims.
- Replace washer hoses. Washing machine hoses that leak or burst are common causes or water damage inside homes. Home improvement stores sell no-burst stainless steel hoses that you can purchase to replace the rubber hoses on your washing machine. It takes about ten minutes to replace.