We were robbed once.

I read an article today on the Nextdoor website about a house that had an attempted break-in.

It happened early in the morning- while they were asleep.  In fact, they probably wouldn’t have even found out about it- except that they have one of those home video camera systems that are popular these days.

The man attempted to get into their garage and front door- then walked to their backyard and tried to open their patio door.  The camera later spotted him about 90 minutes later leaving their yard, going down the driveway on a bicycle with a white grocery bag.

This incident happened less than a mile from our office.  

A few months ago, there was a report in another neighborhood- not that far from here- where someone tried breaking into another house.  At approximately 11 am, while the family was at work, the perpetrator tried the back door and then tried to use a ladder to get to an upstairs window.  When the ladder fell, it broke the window- which caused one of the other neighbors to come out and see what all the ruckus was all about.  They saw a white male running away and made a police report.  They never got the burglar.

Reading these two incidents on the Nextdoor website reminded me of the time when my family had a burglary.  We typically park our cars outside in our driveway- because our garage is full of bikes, baseball stuff, and lawn chairs… you know… the things summer is made for!  And being that we live in Hartland- where there is not much crime (so we thought)- we usually didn’t lock our doors, especially our car doors.

It was July, 2013- I can remember this because it was just a few weeks after my husband lost his mother.  Having our cars broken into was just like the frosting on the cake made of crap in our life.  But I went out to get in the car and I noticed that the center console was open and that the items from it were strewn about.  At first I thought maybe one of our kids had been in the car looking for something but after talking with them, we ruled that out.  Then I realized my ipod was missing.  I had a $20 bill in the compartment by the door for emergency gas money that was gone too.  My husbands car was also hit.  In his trunk, he had a box full of trophies he had taken from his mom’s house after her funeral… you know- mementos from growing up.  #1 salesman at this job.  #1 speller in 1st grade.  That sort of thing- and there had to have been like 20 or 30 of them.  All of them gone.  Some punk kids stole the entire box

He also had a 36 pack of Coke.  They took exactly 4 cans.  Apparently they were thirsty from all that stealing.

My husband was just… distraught.  We sent the kids out to check the park dumpsters in town for the plaques in case the kids ditched them – because WHY?  WHY would they want them?  But they found nothing.  We filed a police report… but that ended up going nowhere.  A few days later a neighbor found one of the trophies and brought it over and she and I cried over it… and how hard it is to help your spouse through grieving his mom and former life.

Break ins… burglaries..  robberies…  there is not a polite way to say this.   They suck.

They take away your sense of security.

Even if what they take from you isn’t worth much on a monetary scale.

So it’s important to protect yourself and your family and your belongings as best you can every single day.

Lastly, your home owners (or renters or condo) insurance will have coverage in case you are robbed.

Two things to remember if you find yourself in a position to file an insurance claim for robbery:

Talk to your trusted advisor.  We are here to help make sure you have the best coverage for all of your needs.

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